LCEF’s StewardAccount is an easy-access investment that builds over time with interest earned. With your StewardAccount you’ll maintain full control over your balances and enjoy convenient online access through MyAccount. LCEF also offers a Y.I. StewardAccount option for investors under 19.
The StewardAccount is not available to investors in South Carolina. StewardAccount access features are offered through UMB Bank n.a.
For complete disclosure information, see the Offering Circular or request a copy by calling 800-843-5233. Fees (PDF) may be charged for customer-initiated service requests.
* The State of Washington has adopted a regulatory position that currently prohibits residents of Washington State from opening a new investment unless they are already an LCEF investor.
A busy lifestyle doesn’t mean you can’t manage your daily finances with the Lord’s work in mind. With our standard StewardAccount, you can write checks, use a debit card and conduct online transactions through MyAccount. Your StewardAccount goes where you go.
Imagine investing in such a way that benefits The Lutheran Church—Missouri Synod (LCMS), earns a competitive interest rate and gives you the kind of access you need to your funds.
That’s what the Gold Tier StewardAccount—a new investment from Lutheran Church Extension Fund for LCMS individuals, congregations and organizations—is all about.
LCEF’s Family Emergency StewardAccount is designed to prepare you for those moments when you need funds not allocated in your monthly budget. Your investment builds over time with electronic funds transfer (EFT) and interest earned. You can access the funds easily when you need them most.
This investment is known as the Family StewardAccount in Ohio.
Call the UMB Card Center at 800-449-9176.
Additional investments may be made electronically through MyAccount (LCEF’s online financial service), wire transfer, ACH or by sending a check with an Investment Slip (PDF).
Redemptions can be made from investments at any time. Complete the redemption section of the Investment Slip (PDF) and mail or fax to us. Unless otherwise instructed, a check will be issued.
StewardAccount® holders have the ability to write checks or may have access to their funds via the debit card.
Term Notes: Redemption of a term note prior to the maturity date may be subject to an early withdrawal penalty, which could result in the loss of principal.
To update your bank information or change the transfer amount, complete the Investment ACH Authorization Form (PDF) and return to us at least 5 business days before the next scheduled transaction date.
To stop your transfer, write or call us at 800-843-5233. Requests must be received at least 5 business days before the next scheduled transaction date.
Complete the ACH Stop Payment Form (PDF) and return it to us. The form must be received before the ACH debit has posted to your LCEF investment. This form may be used for a one-time or permanent stop payment of an ACH debit.
Contact us at 800-843-5233 to discuss your request and obtain the necessary forms to complete the modification.
Your named beneficiaries are reflected on the Investment Certification acknowledgement you received when the account was opened. If you subsequently added or changed a beneficiary on an existing account, those modifications are acknowledged in a letter sent to you. To confirm beneficiary information on an existing account, call us at 800-843-5233.
You may complete a Beneficiary Designation Form (PDF) at any time to add or change a beneficiary. For jointly held investments, we require the signature of all owners to process the request.
Important: To ensure the accuracy of our records, a newly executed Beneficiary Designation Form replaces, in its entirety, all prior beneficiary forms. The beneficiaries named on the most current form will be the only beneficiaries recognized by LCEF.
MyAccount is a secure online service allowing investors and borrowers quick access to their LCEF investment and loan information. Besides viewing balances, account history and accessing eStatements, users may:
IRA and HSA investments limited to inquiry only access in MyAccount.
Simply Statements allows personal users to view their LCEF investment and loan statements securely online for up to six months at no cost. Statements arrive much sooner than mailed statements. A copy of an older statement can be requested by contacting us at 800-843-5233.
Residential mortgage loans serviced by LoanCare are not included in this service.
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As a consultant for Capital Funding Services (CFS), Randy enjoys assisting the Lord’s people in experiencing the joys of generosity. He is a firm believer in the Scriptural truth that “whoever sows bountifully will also reap bountifully” (2 Corinthians 9:6). He says, “Stewardship is simply reflecting the image of our generous God, who has blessed us in Christ with every spiritual blessing.” His leadership has encouraged his congregation to provide generous support for ministries locally, regionally, nationally and internationally.
Randy has been a parish pastor for 35 years. For the past 28 years, he has been serving First Immanuel Lutheran Church, Cedarburg, Wisconsin. Leading a large congregation has enabled him to experience six capital campaigns, allowing him to provide great insights to pastors in capital campaigns and stewardship.
Randy has served Concordia University Wisconsin as an adjunct professor of theology for 26 years. In 2010, the university awarded him the honor of “Distinguished Alumnus.” He has also served 12 years on the South Wisconsin District Board of Directors, including six years as Board Chair and First Vice President of the district. He conducts seminars on generosity and provides encounters for parish pastors to discuss cultural issues and the church’s impact.
Randy resides in Cedarburg, Wisconsin, with his wife, Diana, who is the South Wisconsin District’s Lutheran Church Extension Fund’s District Vice President. They have two married daughters and three granddaughters. Randy’s mission statement is to serve God by serving others.