INVESTMENTS Ministry StewardAccount® An LCEF StewardAccount is designed to help you smoothly manage your ministry operations.

The funds your ministry invests make it possible for LCEF to support other LCMS ministries with customized loans and ministry-enhancing resources.
HELPFUL DOCUMENTS GET STARTED

With our StewardAccount, you can manage your ministry’s day-to-day finances by writing checks, using an optional debit card and accessing account information online—with no monthly maintenance or membership fees.

Benefits & Features

  • Minimum $100 investment to open account
  • Competitive interest rates
  • Unlimited number of checks per month, with per-check minimum of $250
  • Initial quantity of checks free and check reorders at LCEF cost
  • Funds accessible via check, Visa® debit card and electronic transfer
  • Works seamlessly with Joyful Response®, our free e-tithing and e-tuition payment tool
  • Free MyAccount online services, including e-statements
MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1000.375%0.376%
$250,0000.500%0.501%
$500,0000.625%0.627%
$1,000,0000.750%0.753%