Effective February 1, 2016, LCEF no longer originates consolidation loans for Rostered Church Workers (RCWs). These loans will instead be originated by the Lutheran Federal Credit Union.
LCEF has supported the launch of the Lutheran Federal Credit Union (LutheranFCU), which serves the LCMS with financial products including checking accounts, savings accounts and personal loans.
LutheranFCU will now also originate consolidation loans. Since LutheranFCU is a federally chartered credit union, borrowers in all 50 states can be served by this Lutheran organization. Please visit the LutheranFCU website to learn more and apply for a consolidation loan.
Click here to download the application
Click here to download the application for individuals
Click here to download the application for organizations