• Log In
  • Loans
    • Personal
      • Residential Loans
      • Home Equity Loans
      • Consolidation & Education Loans
    • Ministry
      • Congregation Loans
      • School Association Loans
      • Organization/RSO Loans
      • Church Improvement Loan
    • Resources
      • State Disclosure
      • Privacy Policy
      • District Vice Presidents
      • COVID-19 Response
      • Get Started
      • Why LCEF?
      • Loan Rates
  • Ministry Solutions
    • Congregations
      • Ministry Clarity
      • Stewardship
      • Capital Campaigns
    • Recognized Service Organizations (RSO)
      • Ministry Clarity
      • Development
      • Capital Campaigns
    • Resources
      • Ministry Moments
      • Get Started
      • Why Ministry Solutions?
  • Investments
    • Personal
      • StewardAccount
      • Term Notes
      • Young Investors
      • Retirement Account
      • Health Savings Account
    • Ministry
      • StewardAccount
      • Ministry Term Note
      • Online Giving / Joyful Response
    • Business
      • StewardAccount
      • Business Term Note
      • Get Started
      • Why Invest?
      • Investment Interest Rates
  • Real Estate Solutions
  • Login
  • 800-843-5233
    • About
      • About LCEF
      • Districts
      • Careers
    • Resources
    • Contact LCEF
    • Get Started

Get Started

Contact LCEF

10733 Sunset Office Drive, Suite 300
St. Louis, MO 63127-1020

Phone: 800-843-5233

Fax: 314-996-1131

Our Partners
  • Lutheran Church—Missouri Synod
  • Concordia Historical Institute
  • Concordia Publishing House
  • Concordia Plan Services
  • LCMS Foundation
  • Lutheran Federal Credit Union
Newsletter Signup

Learn how we are impacting LCMS ministries by subscribing to receive our publication, Interest Time.

Subscribe to Interest Time

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. LCEF will offer and sell its securities only in states where authorized. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks. Lutheran Church Extension Fund—Missouri Synod is registered and licensed through the Nationwide Mortgage Licensing System-NMLS#3444. View Our Public Page. Illinois Residential Mortgage Licensee (MB.0006057). Loans made or arranged pursuant to a California Law License 6037619. Neither LCEF nor its representatives give legal, accounting or tax advice. Consult your tax advisor as to the applicability of this information to your own situation. UMB Bank n.a. serves as the custodian for the LCEF IRA/HSA programs. ConnectPLUS is available on a one account per investor basis only to new investors 18 and older who have not had an LCEF investment in the past 24 months. ConnectPLUS is not available to investors in Ohio and Pennsylvania. PartnerPLUS is available to investors 18 and older. New money only. StewardAccount® products are not available to investors in South Carolina. StewardAccount access features are offered through UMB Bank n.a. The Family Emergency StewardAccount is known as the Family StewardAccount in the State of Ohio. Demand/Dedicated Certificate is not available to investors in South Carolina.

Contact Us | Privacy Statement | Careers

Church Worker StewardAccount Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.

Click here to download the application

Helpful Documents
  • Your Home Loan Toolkit (PDF)
  • Consumer Handbook on Adjustable-Rate Mortgages (PDF)
  • Cost of Funds (PDF)
  • One Year Constant Maturity Index (PDF)
Helpful Documents
  • Your Home Loan Toolkit (PDF)
  • Automatic Loan Payment Authorization (PDF)
Young Investors (Y.I) Club Application (age 0-18)
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.
 

Click here to download the application


  • Enrollment Packet Materials

  • Instruction Letter
  • LCEF Organizational Application
  • Vanco Enrollment Form (PDF)

Helpful Documents
  • Church Improvement Brochure
Helpful Documents
  • Electronic Funds Transfer Agreement and Disclosure (PDF)
  • Automatic Loan Payment Authorization (PDF)
  • MyAccount Organization Application (PDF)
  • Payoff Request Form (PDF)
  • Additional Principal Payment Form (PDF)
  • Cost of Funds (PDF)
Helpful Documents
  • Electronic Funds Transfer Agreement and Disclosure (PDF)
  • Automatic Loan Payment Authorization (PDF)
  • MyAccount Organization Application (PDF)
  • Payoff Request Form (PDF)
  • Additional Principal Payment Form (PDF)
  • Cost of Funds (PDF)
Helpful Documents
  • Helping Hands in the Lending Process (PDF)
  • LCMS Congregation Loans Information Source (PDF)
  • Electronic Funds Transfer Agreement and Disclosure (PDF)
  • Automatic Loan Payment Authorization (PDF)
  • Payoff Request Form (PDF)
  • Additional Principal Payment Form (PDF)
  • Cost of Funds (PDF)
Helpful Documents
  • Business Investment Application (PDF)
  • Corporate Resolution (PDF)
  • Partnership Authorization (PDF)
  • Fee Schedule (PDF)
  • Investment Slip (PDF)
  • Investment ACH Authorization Form (PDF)
  • ACH Stop Payment Form (PDF)
  • Investment Signature Authorization Form (PDF)
  • MyAccount Organization Application (PDF)
  • Terms and Conditions (PDF)
Helpful Documents
  • Fee Schedule (PDF)
Ministry Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.

Click here to download the application

Individual Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.

Click here to download the application

Business Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.
Click here to download the application
Helpful Documents
  • Organization Investment Application (PDF)
  • Fee Schedule (PDF)
  • Investment Signature Authorization Form (PDF)
  • Investment Slip (PDF)
  • Investment ACH Authorization Form (PDF)
  • ACH Stop Payment Form (PDF)
  • MyAccount Organization Application (PDF)
  • Terms and Conditions (PDF)
Helpful Documents
  • Fee Schedule (PDF)
  • Terms and Conditions (PDF)
  • Conversions Brochure (PDF)
Helpful Documents
  • Individual Investment Application (PDF)
  • Y.I. Club Application (PDF)
  • Beneficiary Designation Form (PDF)
  • Trust Certification Form (PDF)
  • Fee Schedule (PDF)
  • Investment Slip (PDF)
  • Investment ACH Authorization Form (PDF)
  • Terms and Conditions (PDF)
Helpful Documents
  • Individual Investment Application (PDF)
  • Beneficiary Designation Form (PDF)
  • Trust Certification Form (PDF)
  • Fee Schedule (PDF)
  • Investment Slip (PDF)
  • Investment ACH Authorization Form (PDF)
  • ACH Stop Payment Form (PDF)
  • Terms and Conditions (PDF)
Helpful Documents
  • Y.I. Club Application (PDF)
  • Y.I. Club Application Guide (PDF)
  • Extra Credit for Good Grades Form (PDF)
  • Extra Credit for Community Service Form (PDF)
  • Fee Schedule (PDF)
  • Terms and Conditions (PDF)
Individual Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.
 

Click here to download the application

Business Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.
 

Click here to download the application

LCMS Organization Investment Application
By downloading this application, I certify that I have received and reviewed the applicable current Offering Circular of the Lutheran Church Extension Fund—Missouri Synod.
 

Click here to download the application

Thank You!

Thank you for downloading “Investing Basics: A Guide to Understanding Your Options.” We’ve sent you an email with a link to download your guide. The email should be in your inbox shortly.