Personal Investments-February 2020

Dedicated Certificate

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$25 (minor account only)0.375%0.376%
$1000.375%0.376%
$1,000 0.500%0.501%
$5,000 0.625%0.626%

IRA Dedicated Certificate

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1000.625%0.626%
$1,0000.750%0.752%
$5,0000.875%0.878%
$10,0001.250%1.256%

Y.I. StewardAccount®

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$25 to $1,0003.500%3.557%
Over $1,000 - portion of balance > $1,000 earns second-tier rate1.375%1.384%

StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1000.625%0.627%
$1,0000.750%0.753%
$5,0000.875%0.879%
$10,0001.375%1.384%

Gold Tier StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance. Rates are fixed for 180 days (based on open date). Interest rate drops to 1.375% for balances under $50,000.
$50,0002.125%2.146%
$100,0002.250%2.273%
$250,0002.375%2.401%
$500,0002.500%2.529%

Family Emergency StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$251.375%1.384%

Electronic investments required on at least a monthly basis until the balance reaches $10,000.00.

ConnectPLUS Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$500 to $50,0002 years3.000%3.034%90 days of interest
Over $50,000---2.250%2.269%90 days of interest

PartnerPLUS Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$500 to $50,0002 years2.500%2.524%90 days of interest
$500 to $50,0004 years3.000%3.034%180 days of interest
Over $50,0002 & 4 years2.250%2.269%Depends on term

Term Notes and IRA Term Notes – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$5006 months1.125%1.130%90 days of interest
$5009 months1.250%1.256%90 days of interest
$5001 year1.875%1.888%90 days of interest
$50018 months2.000%2.015%90 days of interest
$5002 years2.125%2.142%90 days of interest
$5003 years2.250%2.269%120 days of interest
$5004 years2.375%2.396%180 days of interest
$5005 years2.500%2.524%180 days of interest

Term Note and IRA Jumbo Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$100,0005 years3.000%3.034%180 days of interest

Term Notes and IRA Term Notes – Floating

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$10030 months2.250%2.269%120 days of interest
$10060 months2.500%2.524%180 days of interest

IRA Jumbo Note – Floating

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$100,00060 months2.875%2.906%180 days of interest

HSA FlexPlus Certificate

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$10.625%0.627%
$2,5001.125%1.131%
$5,0001.500%1.510%
$15,0002.125%2.146%
 

Ministry Investments-February 2020

Demand Certificate

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1000.625%0.626%

StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1001.000%1.005%
$250,0001.125%1.131%
$500,0001.250%1.257%
$1,000,0001.625%1.637%

Gold Tier StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance. Rates are fixed for 180 days (based on open date). Interest rate drops to 1.375% for balances under $50,000.
$50,0002.125%2.146%
$100,0002.250%2.273%
$250,0002.375%2.401%
$500,0002.500%2.529%

Cemetery Care StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1,0000.625%0.627%
$25,0000.750%0.753%
$50,0000.875%0.879%
$100,0001.125%1.131%

ConnectPLUS Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$500 to $50,0002 years3.000%3.034%90 days of interest
Over $50,000---2.250%2.269%90 days of interest

PartnerPLUS Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$500 to $50,0002 years2.500%2.524%90 days of interest
$500 to $50,0004 years3.000%3.034%180 days of interest
Over $50,000 - portion of balance > $50,000 earns second-tier fixed rate---2.250%2.269%Depends on term

Term Notes – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$5006 months1.125%1.130%90 days of interest
$5009 months1.250%1.256%90 days of interest
$5001 year1.875%1.888%90 days of interest
$50018 months2.000%2.015%90 days of interest
$5002 years2.125%2.142%90 days of interest
$5003 years2.250%2.269%120 days of interest
$5004 years2.375%2.396%180 days of interest
$5005 years2.500%2.524%180 days of interest

Jumbo Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$100,0005 years3.000%3.034%180 days of interest

Term Notes – Floating

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$10030 months2.250%2.269%120 days of interest
$10060 months2.500%2.524%180 days of interest

5-Year Endowment – Fixed

MinimumTermRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1,0005 years2.250%2.269%
$10,0005 years2.375%2.396%
$100,0005 years2.500%2.524%

60-Month Endowment – Floating

MinimumTermRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1,00060 months2.250%2.269%
$10,00060 months2.375%2.396%
$100,00060 months2.500%2.524%
 

Business Investments-February 2020

Dedicated Certificate

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1000.375%0.376%
$1,0000.500%0.501%
$5,0000.625%0.626%

StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$1000.625%0.627%
$1,0000.750%0.753%
$5,0000.875%0.879%
$10,0001.375%1.384%

Gold Tier StewardAccount

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance. Rates are fixed for 180 days (based on open date). Interest rate drops to 1.375% for balances under $50,000.
$50,0002.125%2.146%
$100,0002.250%2.273%
$250,0002.375%2.401%
$500,0002.500%2.529%

ConnectPLUS Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$500 to $50,0002 years3.000%3.034%90 days of interest
Over $50,000---2.250%2.269%90 days of interest

PartnerPLUS Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$500 to $50,0002 years2.500%2.524%90 days of interest
$500 to $50,0004 years3.000%3.034%180 days of interest
Over $50,0002 & 4 years2.250%2.269%Depends on term

Term Notes – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$5006 months1.125%1.130%90 days of interest
$5009 months1.250%1.256%90 days of interest
$5001 year1.875%1.888%90 days of interest
$50018 months2.000%2.015%90 days of interest
$5002 years2.125%2.142%90 days of interest
$5003 years2.250%2.269%120 days of interest
$5004 years2.375%2.396%180 days of interest
$5005 years2.500%2.524%180 days of interest

Jumbo Term Note – Fixed

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$100,0005 years3.000%3.034%180 days of interest

Term Notes – Floating

MinimumTermRateAPY *Penalty
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
$10030 months2.250%2.269%120 days of interest
$10060 months2.500%2.524%180 days of interest