LCEF offers a number of School Association Loans to help your association reach its financial goals. LCEF can also help with individual congregation financing with a number of loans for churches within the LCMS.
Secured Loans can be used for equipment and organ purchases, property purchases, repairs, replacement of HVAC systems and other capital improvements. They can also be used to refinance existing loans.
Your LCEF Construction Loan can help cover the costs of constructing new buildings or renovating existing ones. LCEF’s Construction Loans have just one closing, saving your association time and money.
Construction Bridge Loans provide short-term financing to fill the gap between construction completion and collection of building fund dollars. LCEF’s Bridge Loans have just one closing, saving your association time and money.
This type of loan helps with anticipated cash flow fluctuations in your association’s operating budget.
LCEF’s Jump Start Loans provide seed dollars to support new or expanding initiatives. For example, this loan might cover the payment of a new staff member for Development Director or your Recruitment Office.
Soft Cost Loans provide working capital for pre-construction related costs such as architecture/design fees, engineering fees, market studies, capital campaign expenses and special assessments.
Our SMART Loan for educational institutions is designed to meet the short-term financial needs of LCMS elementary, middle and high school associations and related recognized service organizations (RSOs).
LCEF’s SMART Loan is ideal for:
Vice President – National Lending
Director – National Lending
Lutheran Church Extension Fund is
closed and will reopen on Monday, Nov. 30. We wish you a blessed Thanksgiving!
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