LCEF offers a number of School Association Loans to help your association reach its financial goals. LCEF can also help with individual congregation financing with a number of loans for churches within the LCMS.
Secured Loans may be used for furnishings or equipment repairs and replacement, property purchases and other capital improvements. They may also be used to refinance existing loans.
Your LCEF Construction Loan can help cover the costs of constructing new buildings or renovating existing ones. LCEF’s Construction Loans have just one closing, saving your association time and money.
Construction Bridge Loans provide short-term financing to fill the gap between construction completion and collection of building fund dollars. LCEF’s Bridge Loans have just one closing, saving your association time and money.
This type of loan helps with short-term capital needs or seasonal cash flow fluctuations in your association’s operating budget.
These loans can be used to provide seed dollars to support new or expanding initiatives or working capital for pre-construction related costs. For example, this loan might cover the payment of a new staff member for your Development or Admissions Office or items such as architecture/design fees, engineering fees, market studies, capital campaign expenses and special assessments.
Our SMART Loan for educational institutions is designed to meet the short-term financial needs of LCMS elementary, middle and high school associations and related recognized service organizations (RSOs).
LCEF’s SMART Loan is ideal for:
Vice President – National Lending
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