Ministry Improvement Loan
Fast, flexible financing tailored for LCMS churches and schools. Select from the buttons below to get started today!
Building a Stronger Future for Your Ministry
When you feel the strain of short-term financial constraints hindering the progress and improvement of your church or organization, rest easy. The financial support you need to address your challenges head-on and realize your vision for a flourishing and impactful organization is here.

Practical Solutions for Ministry Needs
The Ministry Improvement Loan is perfect for LCMS churches and schools wanting to:
Repair a damaged or leaking roof.
Update HVAC systems.
Enhance building aesthetics and comfort, welcoming members and visitors alike.
Upgrade facilities and restrooms for full compliance with accessibility standards.
Cut utility costs with smart investments in energy efficiency.
Improve safety in educational settings, ensuring peace of mind for parents and teachers.
Modernize with the latest technology and equipment to engage today’s students.
Revitalize spaces with upgraded playgrounds, landscaping, and modern facilities.
Address other unplanned, immediate maintenance issues.
Why Work with LCEF?
Our Loan Rates
Contact National Lending (Association Schools) or your LCEF District Vice President (Congregations) to discuss your ministry and options. You can also call 800-843-5233, 7 a.m. to 5 p.m. (CT), Monday through Friday.
Discover How We Can Help You
Contact National Lending (Association Schools) or your LCEF District Vice President (Congregations) to discuss your ministry and options. You can also call 800-843-5233, 7 a.m. to 5 p.m. (CT), Monday through Friday.