Benefits & Features

  • Minimum investment: $50,000.
  • New money only.
  • Interest compounded and paid monthly.
  • Check writing privileges.
  • Per-check minimum of $250.
  • Visa® debit card (optional)
  • Additional deposits accepted ($25 minimum; new money only).
  • Available to LCMS individuals, congregations and organizations.

Gold Tier StewardAccount Rates

MinimumRateAPY *
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance. Rates are guaranteed for 180 days (based on open date). Interest rate drops to 1.375% for balances under $50,000.
$50,0002.125%2.146%
$100,0002.250%2.273%
$250,0002.375%2.401%
$500,0002.500%2.529%

Rates are fixed for 180 days. Interest rate drops to 1.375% for balances under $50,000.