LCEF offers a number of Organization/RSO Loans to help your organization reach its financial goals. LCEF also offers a variety of loans for churches within the LCMS as well as loans for LCMS school associations.
Secured Loans can be used for equipment and organ purchases, property purchases, repairs, replacement of HVAC systems and other capital improvements. They can also be used to refinance existing loans.
Your LCEF Construction Loan can help cover the costs of constructing new buildings or renovating existing ones. LCEF’s Construction Loans have just one closing, saving your organization time and money.
Construction Bridge Loans provide short-term financing to fill the gap between construction completion and collection of building fund dollars. LCEF’s Bridge Loans have just one closing, saving your organization time and money.
This type of loan helps with anticipated cash flow fluctuations in your organization’s operating budget.
Soft Cost Loans provide working capital for pre-construction related costs such as architecture/design fees, engineering fees, market studies, capital campaign expenses and special assessments.
If your organization exists to operate schools, the SMART Loan provides customized financing to help with the short-term needs of LCMS elementary, middle and high school associations and related RSOs.
Please contact us for information regarding Organization/RSO Loan rates.
Vice President – National Lending
Director – National Lending
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