What Is the Take Heart Scholarship?


The Take Heart Scholarship was developed for you, our Y.I. Club World Changers, who are high school seniors and will soon advance to your next level of higher education. During these times of excitement, anxiousness and uncertainty, “take heart!” As Christians, we cannot anticipate that life will be perfect or familiar, but when we feel that the world has become difficult, take comfort in knowing that our God has overcome it all!


As you begin your new journey, LCEF’s Young Investors Club wants to assist your transition by
offering financial support through the Take Heart Scholarship with up to three awards of $3,000, $1,000 and $500. Applications close May 7, 2023. Winners will be announced on May 23, 2023.

How To Apply

In 1,000 words or fewer, answer this question:

Being a college student is an important vocation. As Gene Veith says, “the Christian life is to be lived in vocation, in the seemingly ordinary walks of life that take up nearly all of the hours of our day. The Christian life is to be lived out in our family, our work, our community and in our church. Such things seem mundane, but this is because of our blindness. Actually, God is present in them—and in us—in a mighty, though hidden, way.” How do you live out your vocation as a college student? Share your thoughts and use the quote as a reflection.

  • Name, City, State
  • Name, City, State
  • Accepted file types: pdf, doc, docx, Max. file size: 300 MB.
    Please upload a PDF version of your essay. By uploading your essay, you grant permission to Lutheran Church Extension Fund (LCEF) to publish, reproduce and distribute in print, electronic or video format a portion or the entire essay without prior inspection or approval of the materials. All materials shall be the property of LCEF. In addition, you release all claims against LCEF and its affiliated organizations with respect to copyright ownership, publication, damages or liability, and any compensation related to the use of these materials.
  • Accepted file types: jpg, png, pdf, jpeg, Max. file size: 50 MB.
    Please upload a JPG image of you! Maximum file size is 50MB. By uploading this image, you grant permission to the Lutheran Church Extension Fund (LCEF) to publish, reproduce and distribute in print, electronic or video format your likeness or image without prior inspection or approval of the materials. All materials shall be the property of LCEF. In addition, you release all claims against LCEF and its affiliated organizations with respect to copyright ownership, publication, damages or liability, and any compensation related to the use of these materials.

Terms and Conditions

The recipients of this scholarship award will be notified by Lutheran Church Extension Fund (LCEF). Funds are awarded to be used to defray expenses for tuition, room and board, books, laboratory expenses and/or related educated expenditures.

The award amount will be deposited into the student’s LCEF investment. Any amount awarded will be taxable as ordinary income to the recipient to the extent it is not used for “qualified tuition and related expenses” under Section 117 of the Internal Revenue Code. Some expenses, such as room and board, will not qualify. The recipient should consult with his or her tax advisor regarding what expenses are “qualified tuition and related expenses” and to determine whether any part of the award will be taxable.

Children of Lutheran Church Extension Fund employees are not eligible.

If the recipient misrepresents any information, LCEF reserves the right to revoke the scholarship.