3 Awesome Scholarships You Don’t Want t...

February 22, 2017 | Posted by Jenna Johnson

Younger students can get so caught up in other things during their busy lives. Before you know it, you’re a senior in high school and getting ready for college. The only problem with that is college costs money. Lots of money. No wonder the number one thing that most college students struggle with is paying […]


What Is Cost of Funds?

February 10, 2017 | Posted by LCEF

Loans are a part of life, particularly for large purchases like automobiles and homes. Yet, they are far from simple. Take the loan concept cost of funds, for example. In laymen terms, cost of funds (COF) is the interest that a financial institution must pay to investors for the use of their money to make […]


The One Big Reason Scholarships Are Important...

February 8, 2017 | Posted by Eva Baker

There are many options out there to pay for college. You can be born into a wealthy family. You could have parents willing to go into debt for your education. You could go into massive student loan debt yourself. Or you could work hard to earn scholarship money to put yourself through school. Since we […]


Giving as a Teen

March 15, 2016 | Posted by Eva Baker

So, tithing. You would think this is a topic I have thought long and hard about. After all, I write about money over at TeensGotCents, here for World Changers, and several other places on the inter webs. I’m a Christian and Christians always hear about tithing/giving/etc. So you would think that it’s something I have […]


Affordable Christmas DIY!

December 11, 2015 | Posted by Eva Baker

Now that the Christmas season is officially upon us, it’s time to start thinking about gifts for friends and family. I always find gift shopping hard because there are only so many times you can give someone a shirt or a gift card before it gets old. It’s also difficult because I have a really […]


Five Ways I Saved $1,000 for My Emergency Sav...

November 18, 2015 | Posted by Eva Baker

When my mom began listening to Dave Ramsey’s advice on how to manage her money, I was pretty skeptical and not very happy about having to listen to it with her in the car. After all, what could I learn from an old guy like him? As I listened though it was actually interesting. One […]