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Incorporated as Lutheran Church Extension Fund (LCEF) in 1978, the mission is to facilitate sharing of the Gospel through investments, loans and ministry-support services, ensuring funds and resources are available now and in the future
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National Office
Lutheran Church Extension Fund10733 Sunset Office Drive, Suite 300St. Louis, MO 63127-1020Phone: 1-800-843-5233Fax: (314) 996-1131Contact Form
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View MapCompetition Day: April 20
For months, students from four Concordia universities conducted research, designed marketing plans and rehearsed presentations leading up to April 20: the day of the LCEF National Student Marketing Competition. Members from each team traveled to St. Louis and pitched their ideas to attract new and younger investors to LCEF. We captured some of the highlights of the day in this video.
Loan Rates
| New Mission Starts | 4.125% |
| Congregational | 4.500% |
| Specialized Ministries | 2.500% |
| RCW Mortgage APR | 3.590% |
Investment Rates
| StewardAccount® | 0.375% - 1.000% |
| Family Emergency | 1.125% |
| 5-Year Term Note | 1.625% |
Traditional or Roth, LCEF Offers It
Unsure about whether to open a traditional or a Roth IRA? There are many points to consider; this brochure may help. LCEF offers both types, whichever path you choose. By investing with LCEF, your retirement funds earn a steady, competitive rate while benefiting LCMS ministries. Making funds available now and for the future is our mission.
A Trusted Guiding Resource
Just as our faith provides us with a compass to guide us through everyday life, LCEF offers guidance in matters related to building your ministry, from its physical structure to fostering leadership and volunteerism to stewardship education. Everything LCEF does is based on Lutheran principles with the goal of serving our Lord. We are your partner on this journey of sharing the Gospel.
Loan Rates to Suit Your Needs
There are times when a floating-rate loan makes sense, and there are times when a fixed rate is better suited for your ministry. LCEF offers both, depending on your organization’s needs. If you and your leadership team are unsure which would be the best option, contact your LCEF District Vice President.