Young Investors StewardAccount®
Assist the children in your life in taking the first steps on their financial journey by starting early to build their accounts over time with a Young Investors (Y.I.) StewardAccount.
About the Y.I. StewardAccount
Starting your child’s financial journey early can make all the difference. Whether celebrating a new addition to the family or creating a lasting legacy for your grandchildren, the Y.I. StewardAccount offers a meaningful way to invest in their future.
This account grows with your young investor—building both their savings and their financial responsibility. By age 16, they can explore the freedom of a debit card and online account access (with custodian approval). Plus, high school seniors with a Y.I. StewardAccount can apply for the Take Heart Scholarship each February, giving them another step toward a bright future.
Explore the Benefits
Minimum of $25 to open the account
Premium interest rate
Interest compounded daily and paid monthly
Accessible savings that grow with your child
Support LCMS ministry growth
| Minimum | Rate | APY* |
|---|---|---|
| $25 | 3.000% | 3.042% |
Take Heart Scholarship
High school seniors with a Young Investors StewardAccount can take the next step in their journey by applying for the Take Heart Scholarship. This annual opportunity provides financial support for the next step in life while reinforcing the importance of faith and stewardship.
Join Other Lutheran Investors Like You
Marissa Kroenke
“Now that I’ve grown up, gotten married, my husband and I have started having children, we’re glad that that money can be in a place where it’s benefiting the church, and it’s benefiting our schools, and missions. And now that we have our children, we can get them started in the Young Investors accounts and just can continue to benefit the church.”
Sam Powell
“I love that I can help my children begin investing, make financial gains, and support the work of the church.”
Open a Y.I. StewardAccount Online
Helpful Documents
Y.I. Stamp Program
Saving is fun with the Y.I. Stamp Program! This hands-on program makes saving tangible and teaches stewardship in an exciting, memorable way.
Open a Y.I. StewardAccount Online
All you will need to apply is your personal information, banking details and an image of the custodian’s driver’s license.