Serving Those Who Serve a Higher Calling

At LCEF, we value the dedication and service of LCMS church workers. For those who have answered God’s call to serve, our mission is to provide support for your personal and financial well-being, empowering you to focus on your ministry with confidence.

Who Qualifies as a Church Worker?

LCEF is dedicated to supporting both LCMS Rostered Church Workers (RCWs) – full-time and part-time, active and emeritus – with thoughtful financial solutions that serve God’s calling for the immediate and long-term.

About the Church Worker StewardAccount®

The Church Worker StewardAccount is designed to help LCMS rostered and lay church workers grow their savings while earning a competitive interest rate. With full online access and control, this account makes managing your funds simple and effective.

About Grace Place Wellness

Grace Place Wellness helps church workers find relief from the pressures they face, while avoiding the traps that lead to burnout, sin, and despair. The practices we’ve developed over the years help keep pastors and church workers joyful, vibrant, and whole for as long as they’re in ministry.

Join the Facebook Group

The Church Worker Community Group is an online space managed by LCEF, in which we show God’s love to one another. We invite church workers to join us in supporting, caring for, and joyfully celebrating each other.

Homebuyer’s Hub

Buying a home is one of life’s biggest decisions and you don’t have to navigate it alone. Our experienced team is here to guide you through every step, whether you’re purchasing a new home or refinancing your current one. LCEF offers competitive mortgage options specifically designed for ordained and commissioned LCMS RCWs.

Explore our online Homebuyer’s Hub to see what you can expect throughout the process and get started with confidence.

How We Serve LCMS RCWs

Explore exclusive options for rostered church workers

Investments

With an exclusive investment for church workers, grow your money with a competitive interest rate.

Residential Loans

Whether you’re buying your first home or refinancing, find a mortgage solution that fits your ministry and family needs.

Church Worker Wellness

Rejuvenate your ministry passion and personal peace with the resources available by Grace Place Wellness.

Open your Church Worker StewardAccount® today

Enjoy a competitive interest rate and easy access to your funds.