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Twice As Hard

We share your love for the church.

Investing has its advantages. Grows wealth. Beats inflation. Protects you from large, unforeseen expenses. Preserves you from breaks in employment. It allows you to retire comfortably.

The advantages are endless. But here’s one more you might not have thought about: investing can also strengthen the church.

Individual
Church Worker
Church
School
RSO
Individual

Investments

For lay members of The Lutheran Church—Missouri Synod (LCMS) seeking to align their investments and values, LCEF offers a pathway to both financial growth and spiritual stewardship. Through LCEF’s investment options, you can actively contribute to the sustainability and strengthening of LCMS ministries while earning a competitive rate. Whether you choose to invest in a term note, StewardAccount, individual retirement account (IRA) or another investment opportunities, your partnership with LCEF ensures that your financial choices play a pivotal role in spreading the Gospel. With LCEF, your investments become a testament to your commitment to both your personal goals and the mission of the church.
Church Worker

Investments

When you invest with LCEF, you can rest easy knowing your money is supporting LCMS ministries while you earn a great rate. LCEF offers the Church Worker StewardAccount, designed with your future and your ministry in mind. Or you can also invest in a term note, with a variety of rates and durations. Either way, you’re helping sustain and strengthen LCMS ministries that share the Gospel.

RCW Residential Loans

At LCEF, we understand the unique financial needs of church workers. That’s why we offer mortgages and home equity loans to Lutheran Church—Missouri Synod (LCMS) rostered church workers, tailored specifically to your financial needs as a called worker of the LCMS. LCEF provides accessible and flexible financing solutions to support the needs of those dedicated to serving the church.
Church

Investments

An investment with LCEF is an investment in the future: the future of your church and that of LCMS churches like yours. Whether you need easy access to your funds or have a sum of money you can invest in a term note, LCEF offers your congregation a options when it comes to investing. Either way, your investment will play a critical role in supporting, sustaining and strengthening LCMS ministries just like yours.

Church Loans

Discover financing solutions for your church with LCEF's congregational loans. Whether you're acquiring property, embarking on a construction project, renovating existing facilities or planning much-needed repairs, LCEF stands ready to support the mission of churches large and small with tailored financial assistance.

Ministry Solutions

Empower your church's journey towards clarity, stewardship and impactful capital campaigns with LCEF. Through our Ministry Clarity process, LCEF guides your leadership in discerning God's vision for your congregation, ensuring confidence and purpose in every step. With a focus on stewardship, we help you engage your members, fostering a culture of faithful stewardship and active involvement in your ministries. Partnering with LCEF for capital campaigns, your congregation embarks on a fulfilling three-year journey of expansion and stewardship, tailored to your unique identity and guided by Christ-centered principles.

Real Estate Solutions

Real Estate Solutions works with congregations and Recognized Service Organizations (RSOs) to foster ministry by meeting human needs and positively enhancing communities while creating alternative sources of revenue to support ministry. With LCEF’s expert real estate team, ministries thrive and meet the needs of their communities.
School

Investments

What if your school’s finances could earn your ministry a competitive rate while supporting other LCMS schools, like yours? We call that, Lutherans helping Lutherans, And LCEF offers several ways you can assist your brothers and sisters in Christ. With a StewardAccount, your funds are liquid, allowing you to manage your ministry’s day-to-day finances. If you have a sum of money you’re saving for a large project, LCEF offers term notes with a range of rates and durations. Either way, you can be sure your funds are contributing to the spread of the Gospel at LCMS ministries.

School Loans

Unlock financial solutions tailored to your school's vision with a loan from LCEF. Whether you're investing in new facilities, upgrading technology or enhancing educational programs, LCEF is committed to partnering with you to realize your school's goals. From property acquisitions to campus expansions, LCEF provides personalized financial support that empowers your institution to thrive and serve its community with excellence.

Ministry Solutions

Forge a path of educational excellence and spiritual growth for your school with Ministry Solutions. Our tailored approach begins with discerning God's vision for your institution through our Ministry Clarity process, ensuring alignment between mission and strategy. From fostering stewardship to guiding capital campaigns for facility expansions or renovations, Ministry Solutions empowers schools to fulfill their calling with confidence and purpose. LCEF’s Ministry Solutions is ready to partner with you to advance both academic excellence and spiritual formation within your educational community.

Real Estate Solutions

Empower your school's real estate endeavors with LCEF's Real Estate Solutions (RES). The RES team understands the unique needs and challenges facing Lutheran schools. From strategic portfolio discussions to navigating property transactions and development opportunities, RES partners with your school to align real estate strategies with your educational mission. Whether you're considering facility expansions, addressing deferred maintenance or exploring opportunities for growth, RES stands ready to support your school in stewarding its assets and advancing its mission.
RSO

Investments

Recognized Service Organizations (RSOs) investing in term notes or maintaining a StewardAccount with LCEF provide vital capital that supports both their operations and LCMS ministries seeking to grow and expand. So when you invest your ministries finances with, LCEF, we’re able to further support, sustain and strengthen RSOs just like yours.

RSO Loans

Empower your Recognized Service Organization (RSO) to share the Gospel with LCEF's specialized financing solutions. Whether you're expanding services, upgrading facilities or launching new programs, LCEF is dedicated to providing customized financial assistance that aligns with your RSO's unique needs. With our support, your organization can continue to make a meaningful impact within the Lutheran Church—Missouri Synod (LCMS) community and beyond.

Ministry Solutions

Empower your Recognized Service Organization (RSO) to fulfill its mission with clarity and purpose through Ministry Solutions. With a deep understanding of the unique challenges and opportunities faced by RSOs, the RES team offers tailored guidance and support to align your organization's goals with God's vision. From fostering stewardship among supporters to facilitating capital campaigns for expansion or program enhancement, Ministry Solutions stands ready to be your trusted partner in advancing the Kingdom.

Real Estate Solutions

Elevate the real estate strategies of your Recognized Service Organization (RSO) with LCEF's Real Estate Solutions (RES). The RES team understands the unique real estate needs and mission-driven objectives of RSOs. Whether you're seeking to optimize your property portfolio, navigate facility transactions or explore expansion opportunities, RES partners with you to develop and execute customized real estate strategies that align with your ministry goals. Let RES be your trusted partner in stewarding your assets and advancing your vital mission.

Investments

For lay members of The Lutheran Church—Missouri Synod (LCMS) seeking to align their investments and values, LCEF offers a pathway to both financial growth and spiritual stewardship. Through LCEF’s investment options, you can actively contribute to the sustainability and strengthening of LCMS ministries while earning a competitive rate. Whether you choose to invest in a term note, StewardAccount, individual retirement account (IRA) or another investment opportunities, your partnership with LCEF ensures that your financial choices play a pivotal role in spreading the Gospel. With LCEF, your investments become a testament to your commitment to both your personal goals and the mission of the church.

Investments

When you invest with LCEF, you can rest easy knowing your money is supporting LCMS ministries while you earn a great rate. LCEF offers the Church Worker StewardAccount, designed with your future and your ministry in mind. Or you can also invest in a term note, with a variety of rates and durations. Either way, you’re helping sustain and strengthen LCMS ministries that share the Gospel.

RCW Residential Loans

At LCEF, we understand the unique financial needs of church workers. That’s why we offer mortgages and home equity loans to Lutheran Church—Missouri Synod (LCMS) rostered church workers, tailored specifically to your financial needs as a called worker of the LCMS. LCEF provides accessible and flexible financing solutions to support the needs of those dedicated to serving the church.

Investments

An investment with LCEF is an investment in the future: the future of your church and that of LCMS churches like yours. Whether you need easy access to your funds or have a sum of money you can invest in a term note, LCEF offers your congregation options when it comes to investing. Either way, your investment will play a critical role in supporting, sustaining and strengthening LCMS ministries just like yours.

Church Loans

Discover financing solutions for your church with LCEF’s congregational loans. Whether you’re acquiring property, embarking on a construction project, renovating existing facilities or planning much-needed repairs, LCEF stands ready to support the mission of churches large and small with tailored financial assistance.

Ministry Solutions

Empower your church’s journey towards clarity, stewardship and impactful capital campaigns with LCEF. Through our Ministry Clarity process, LCEF guides your leadership in discerning God’s vision for your congregation, ensuring confidence and purpose in every step. With a focus on stewardship, we help you engage your members, fostering a culture of faithful stewardship and active involvement in your ministries. Partnering with LCEF for capital campaigns, your congregation embarks on a fulfilling three-year journey of expansion and stewardship, tailored to your unique identity and guided by Christ-centered principles.

Real Estate Solutions

Real Estate Solutions works with congregations and Recognized Service Organizations (RSOs) to foster ministry by meeting human needs and positively enhancing communities while creating alternative sources of revenue to support ministry. With LCEF’s expert real estate team, ministries thrive and meet the needs of their communities.

Investments

What if your school’s finances could earn your ministry a competitive rate while supporting other LCMS schools, like yours? We call that, Lutherans helping Lutherans, And LCEF offers several ways you can assist your brothers and sisters in Christ. With a StewardAccount, your funds are liquid, allowing you to manage your ministry’s day-to-day finances. If you have a sum of money you’re saving for a large project, LCEF offers term notes with a range of rates and durations. Either way, you can be sure your funds are contributing to the spread of the Gospel at LCMS ministries.

School Loans

Unlock financial solutions tailored to your school’s vision with a loan from LCEF. Whether you’re investing in new facilities, upgrading technology or enhancing educational programs, LCEF is committed to partnering with you to realize your school’s goals. From property acquisitions to campus expansions, LCEF provides personalized financial support that empowers your institution to thrive and serve its community with excellence.

Ministry Solutions

Forge a path of educational excellence and spiritual growth for your school with Ministry Solutions. Our tailored approach begins with discerning God’s vision for your institution through our Ministry Clarity process, ensuring alignment between mission and strategy. From fostering stewardship to guiding capital campaigns for facility expansions or renovations, Ministry Solutions empowers schools to fulfill their calling with confidence and purpose. LCEF’s Ministry Solutions is ready to partner with you to advance both academic excellence and spiritual formation within your educational community.

Real Estate Solutions

Empower your school’s real estate endeavors with LCEF’s Real Estate Solutions (RES). The RES team understands the unique needs and challenges facing Lutheran schools. From strategic portfolio discussions to navigating property transactions and development opportunities, RES partners with your school to align real estate strategies with your educational mission. Whether you’re considering facility expansions, addressing deferred maintenance or exploring opportunities for growth, RES stands ready to support your school in stewarding its assets and advancing its mission.

Investments

Recognized Service Organizations (RSOs) investing in term notes or maintaining a StewardAccount with LCEF provide vital capital that supports both their operations and LCMS ministries seeking to grow and expand. So when you invest your ministries finances with, LCEF, we’re able to further support, sustain and strengthen RSOs just like yours.

RSO Loans

Empower your Recognized Service Organization (RSO) to share the Gospel with LCEF’s specialized financing solutions. Whether you’re expanding services, upgrading facilities or launching new programs, LCEF is dedicated to providing customized financial assistance that aligns with your RSO’s unique needs. With our support, your organization can continue to make a meaningful impact within the Lutheran Church—Missouri Synod (LCMS) community and beyond.

Ministry Solutions

Empower your Recognized Service Organization (RSO) to fulfill its mission with clarity and purpose through Ministry Solutions. With a deep understanding of the unique challenges and opportunities faced by RSOs, the RES team offers tailored guidance and support to align your organization’s goals with God’s vision. From fostering stewardship among supporters to facilitating capital campaigns for expansion or program enhancement, Ministry Solutions stands ready to be your trusted partner in advancing the Kingdom.

Real Estate Solutions

Elevate the real estate strategies of your Recognized Service Organization (RSO) with LCEF’s Real Estate Solutions (RES). The RES team understands the unique real estate needs and mission-driven objectives of RSOs. Whether you’re seeking to optimize your property portfolio, navigate facility transactions or explore expansion opportunities, RES partners with you to develop and execute customized real estate strategies that align with your ministry goals. Let RES be your trusted partner in stewarding your assets and advancing your vital mission.

Interest Time

Interest Time is a free magazine published by Lutheran Church Extension Fund. It informs and educates our readers on what God’s people are accomplishing through His blessing, and our hope is that you will see the great things happening within our Synod.

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