Financial Solutions

Together in Faith

The mission of Lutheran Church Extension Fund is to start, sustain and strengthen LCMS ministries through financial and strategic partnerships.

Young investors
extra credit

Submit grades and service hours by Aug. 31 to earn extra credit dollars for Y.I. StewardAccount Holders (ages 7-18).

Submit extra credit

Protecting yourself from fraud

Steps to take if you suspect financial fraud and how to reduce your risk.

Learn more

Forms and documents
Find all the forms you may need whether youโ€™re a new or existing customer.

Browse the library

Young investors
extra credit

Submit grades and service hours by Aug. 31 to earn extra credit dollars for Y.I. StewardAccount Holders (ages 7-18).

Submit extra credit

Protecting yourself from fraud

Steps to take if you suspect financial fraud and how to reduce your risk.

Learn more

Forms and documents
Find all the forms you may need whether youโ€™re a new or existing customer.

Browse the library

LCEF Investment Map

Who is LCEF?

Since 1978, LCEF has partnered with LCMS members and ministries to fund projects that support the work of Godโ€™s kingdom. By investing with LCEF, you not only work toward your financial goals but also provide vital resources that empower ministries to thrive. Explore this chart to see how your investment makes an eternal impact.

Build financial wellness by building up ministries

Now is the time to make the most of the blessings God has entrusted to you. With LCEF, you gain a trusted partner who shares your Lutheran valuesโ€”helping you achieve financial growth while making a meaningful difference in the LCMS community.

Thanks to faithful LCEF investors, we are able to support expanding ministries like Lutheran High School South in St. Louis to keep raising the bar on educational excellence while keeping faith and mission at the heart of the school. Watch the video to learn how your investment can make a difference to churches, organizations and schools throughout the Synod.

Faith-based solutions tailored for you

Whether youโ€™re managing daily expenses, planning for the future or working to grow your ministry, LCEF is here to help you every step of the way. We offer a range of financial solutions tailored to your unique needs as an LCMS member or leader of a congregation, school or organization. Select from the options below to explore the suite of solutions available to you and your ministry.

Thanks to investors like you

Because of faithful Lutherans like you, LCEF is sustaining, supporting and strengthening LCMS ministries sharing Godโ€™s love. Together in faith, we are turning financial resources into Kingdom impactโ€”building churches, supporting church workers, expanding schools and uplifting communities for generations to come.

in total assets

in loans aimed at growing ministries

in RCW mortgages

gifted to the Synod and LCEF Districts from FY20 to FY25

* Numbers as of 3/31/2026

Guide to Christian Investing

Get your free guide exploring seven key factors every Lutheran should consider when making investment decisions.

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