Financial Solutions
Together in Faith
The mission of Lutheran Church Extension Fund is to start, sustain and strengthen LCMS ministries through financial and strategic partnerships.
Up to
3.00
%
APR
Up to
4.00
%
APR
3.00
%
APR
3.00
%
APR
Essential information about investments, lending activity and financial statements.
Steps to take if you suspect financial fraud and how to reduce your risk.
2025
Our Year in Numbers
Growing ministry, together in faith
new ministry loans
new ministry loans
projects with Ministry Solutions and Real Estate Solutions
first-time ministry partners
District Vice President visits to ministries
new mortgages for Rostered Church Workers
Who Is LCEF?
Since 1978, LCEF has partnered with LCMS members and ministries to fund projects that support the work of God’s kingdom. By investing with LCEF, you not only work toward your financial goals but also provide vital resources that empower ministries to thrive. Explore this chart to see how your investment makes an eternal impact.
Build Value That Aligns with Your Values
Now is the time to make the most of the blessings God has entrusted to you. With LCEF, you gain a trusted partner who shares your Lutheran values—helping you achieve financial growth while making a meaningful difference in the LCMS community.
With your investment, we support LCMS ministries like Camp Linn Haven in Linville, N.C. The camp is in the midst of recovery after Hurricane Helene flooded several buildings and damaged the entrance to the facility. Learn more by viewing this video.
Solutions Tailored for You
Why Lutherans Choose LCEF
Rev. Dr. Daniel Prugh and Principal Kelly Reilly
Holy Trinity Lutheran Church, Tampa, Fla.
"It was a joy to work with LCEF on our campus expansion project. The support that LCEF provided was instrumental in the execution of a clear and successful campaign."
Rev. Brandon Metcalf
Zion Lutheran Church, Bethalto, Ill.
“Their customer service is always so helpful, and I know they use all investments to better support ministries throughout the country!”
Rev. Michael Schmidt
Peace Lutheran Church, Natoma, Kan.
“Money invested goes beyond traditional means and goes to help churches and schools that share our core beliefs.”
Sarah Grack-Moritz
School Technology & Innovation, Orange, Calif.
“I am an LCEF investor because we believe in what LCEF does. LCEF helps schools and churches … get loans that they would never have been able to get so that we can promote the spreading of the Gospel and support the community around us.”
Guide to Christian Investing
Get your free guide exploring seven key factors every Lutheran should consider when making investment decisions.
