Achieve your personal financial goals.

If you are an individual looking to invest or a Rostered Church Worker

in need of support, we can help you build financial security while backing The Lutheran Church—Missouri Synod.

Solutions for individuals and Rostered Church Workers:

God didn’t just show up, whip up something real nice and then split the scene. No. This boldly loving God stuck around, even when things got ugly. … So, following our Lord, we stick around, too, even when things get ugly. We’re not a one and done organization. We’re here for the long haul.

-Rev. Bart Day

Expand your ministry's spiritual reach.

Whether you’re looking for faith-based financial solutions or resources to guide your growth, we offer the services your Lutheran Church—Missouri Synod ministry needs.

Solutions for congregations, schools and organizations:


Ministry Empowerment

Our partnership is about more than money—it's an investment in the future of the LCMS and its ministries.

Unique Expertise

We share your desire to transform lives through ministry and use our expertise to help you achieve that goal.

Flexibility & Control

Flexible investment opportunities allow individuals and ministries to maintain access to their funds.

Competitive Rates

Work with a financial partner who shares your values—without sacrificing great interest rates.

24/7 Online Access

MyAccount makes it easy for you to access your statements and balances at your convenience.

Faithful Support Staff

Customer assistance always comes from LCEF representatives who share your values.

LCEF Difference