Home Equity Loans for RCWs
We offer straightforward loan options with a competitive rate, designed to support the unique needs of LCMS church workers.
About Home Equity Loans
At LCEF, we recognize the financial challenges that LCMS church workers face. Our home equity loan program is specifically tailored to meet those needs, offering competitive, fixed interest rates to help you manage expenses and consolidate high-interest debt. Whether you’re making large home improvements, purchasing a vehicle, paying for tuition or handling unexpected costs, a home equity loan from LCEF puts your home’s value to work for you.
Our lending team understands your calling to serve His kingdom, and we’re here to support you in your mission. Let us help you achieve financial peace of mind with a loan designed around your life and goals.
Loans ranging from $5,000 to $100,000
Terms up to 15 years
Competitive, fixed rates
Interest payments may be tax deductible*
Consolidate several bills into a single payment
Online and automated phone access to loan information
*Consult your tax advisor to learn more.
Home Equity Rates
| Loan Term | Rate | APR | Monthly Payment |
|---|---|---|---|
| 5 years | 6.750% | 7.258% | $985 |
| 10 years | 7.750% | 8.027% | $601 |
| 15 years | 8.250% | 8.453% | $486 |
The rates and monthly payments shown are based on a loan amount of $50,000 and does not include property taxes and insurance. The above rates, APRs and monthly payments may change at any time. The rates listed assume you have a credit score of 710+.
Home Equity Loans for Rostered Church Workers
Apply for a home equity loan with LCEF today.
State Availability
LCEF offers home equity loans in the following states: California, Colorado, Florida, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Michigan, Ohio, Washington and Wisconsin.
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Helpful Documents
Ready to get started?
Rostered Church Workers can apply for a home equity loan with LCEF today.
