Investments for LCMS Church Members

At LCEF, our investors are the heartbeat of everything we do. By entrusting LCEF as your financial partner, you can witness the growth of your investment and the growth of LCMS ministries — all working together in faith to expand God’s kingdom.

Why Invest with LCEF?

You want your financial blessings to go further for the bigger picture. At LCEF, we’re focused on more than just the bottom line. Guided by our shared faith, we help ensure your investments work harder for the LCMS ministries and initiatives that matter to you. All while helping you realize a brighter financial future.

Your investment can do twice the good. That’s why people like Jennifer Neafcy, speaking in the video on this page, invests with LCEF. She is focused on both saving her money while using it to power crucial financial resources for LCMS church workers, churches, schools and organizations. See the video for more ways LCEF investments support kingdom growth.

Investment Options

At LCEF, we align your investments with your faith, empowering LCMS ministries—just like your church—to grow and serve for the glory of His kingdom.

All Access
Accounts

Young
Investors

Term
Notes

Retirement
Accounts

Health Savings
Account

Church Worker
Loan Pool

Apply online

Choose your investment(s) and apply online.

Join Lutheran Investors Like You

Hear from LCMS members who have experienced the difference faith-driven financial solutions can make.

Find The Right Investment

Not sure which investment option is right for you? Take our quick quiz to discover the LCEF investments tailored to your financial goals and faith-driven impact.

Paper Investment Applications

To get your investment started, please select which application you’d like. To apply online, please click here.