Health Savings Account
For those with a High Deductible Health Plan (HDHP), save for future medical expenses while earning tax advantages to maximize your health budget and strengthen the Church’s mission to proclaim Christ’s love.
Don’t have a HDHP? Saving for medical expenses is still important. Explore your options with our All Access Account.
About Health Savings Accounts
Plus, your HSA at LCEF serves a greater purpose. Every dollar helps fund loans and services that support, sustain and strengthen LCMS ministries. It’s a way to take care of your health expenses while contributing to ministry work.
Explore the Benefits
Open account with just $1.
Tiered interest rates.
Compounded interest paid monthly.
Support LCMS Ministries.
MyAccount online and mobile app access.
| Minimum | Rate | APY* |
|---|---|---|
| $1 | 2.000% | 2.018% |
| $2,500 | 2.500% | 2.529% |
| $5,000 | 3.000% | 3.042% |
| $10,000 | 4.000% | 4.074% |
* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.
Open Your HSA Today
Our step-by-step questionnaire guides you through the entire opening process, including how to print your forms and where to send them.
Join Lutheran Investors Like You
Sarah Grack-Moritz
School Technology & Innovation, Orange, Calif.
“I am an LCEF investor because we believe in what LCEF does. LCEF helps schools and churches … get loans that they would never have been able to get so that we can promote the spreading of the Gospel and support the community around us.”
Rev. Adam Salinas
Concordia Lutheran Ministries, Freeport, Pa.
“I enjoy investing in LCEF because I know that our money goes towards building new churches and schools. I enjoy investing with them because they are caring and supportive in the financial services that they provide.”
Rev. Michael Schmidt
Peace Lutheran Church, Natoma, Kan.
“Money invested goes beyond traditional means and goes to help churches and schools that share our core beliefs.”
FAQs
Helpful Documents
Open Your HSA Today
Our step-by-step questionnaire guides you through the entire opening process, including how to print your forms and where to send them.
Still not sure if an HSA is right for you? Learn more about the All Access Account for flexibility for your health expenses