Faith-Focused Financial Solutions for Every Journey
Investing with LCEF not only grows your money — your investment helps grow LCMS ministries near and far. Whether you’re a member of an LCMS church or a Rostered Church Worker (RCW), we have innovative financial solutions to fit your needs.
Solutions for LCMS Church Members and Church Workers
Whether you’re an LCMS church member or a Rostered Church Worker, LCEF offers financial solutions tailored to your unique needs. Select your role below to explore the options designed to support your goals and help ministries thrive in His name.
All Access
Accounts
Young
Investors
Term
Notes
Retirement
Accounts
Health Savings
Account
Church Worker
Loan Pool
Church Worker
Steward Account
Young
Investors
Term
Notes
Retirement
Accounts
Health Savings
Accounts
Church
Worker
Loan Pool
Residential
Loans
Home
Equity Loans
LCMS Church Members
Rostered Church Workers
As a Rostered Church Worker (RCW), you’ve answered Christ’s calling to share the Gospel. LCEF shares your dedication to Christ’s mission and wants to help you succeed in your financial journey along the way. That’s why we offer a range of solutions, including the Church Worker StewardAccount® to help you save for a rainy day or major purchases, as well as mortgages that support and empower your goals of homeownership. Focus on your calling with financial tools designed for you.
Our Investment Rates
Join Lutheran Investors Like You
Sarah Grack-Moritz
School Technology & Innovation, Orange, Calif.
“I am an LCEF investor because we believe in what LCEF does. LCEF helps schools and churches … get loans that they would never have been able to get so that we can promote the spreading of the Gospel and support the community around us.”
Rev. Adam Salinas
Concordia Lutheran Ministries, Freeport, Pa.
“I enjoy investing in LCEF because I know that our money goes towards building new churches and schools. I enjoy investing with them because they are caring and supportive in the financial services that they provide.”
Rev. Michael Schmidt
Peace Lutheran Church, Natoma, Kan.
“Money invested goes beyond traditional means and goes to help churches and schools that share our core beliefs.”
Download Your Investment Application Today
Investment Application for Individuals
Young Investors (Y.I.) StewardAccount Application
Download and fill out this application to open a Young Investors StewardAccount.