Customized Loan Solutions for LCMS Organizations

Financing a loan to purchase, construct or renovate a property is a major undertaking. We understand your desire to serve the community in His name while being fiscally responsible. Loans from LCEF help you meet your needs with the full support of our passionate, knowledgeable staff.

Connect with Our Team

Why Work with LCEF

LCEF offers a number of organization loans to help your ministry reach its financial goals.

We are LCMS Lutherans

Customized Loans

Competitive Rates

Types of Organization Loans

LCEF offers a number of loan options to help your organization reach your financial goals. LCEF also offers a variety of loans for churches within the LCMS, as well as loans for LCMS school associations.

Secured Loans (new and refinanced)

Secured Loans may be used for furnishings or equipment repairs and replacement, property purchases and other capital improvements. They may also be used to refinance existing loans.

Construction Loans

Your LCEF Construction Loan can help cover the costs of constructing new buildings or renovating existing ones. Construction Loans with LCEF have just one closing, saving you time and money.

Bridge Loans

Bridge Loans provide short-term financing to fill the gap between construction completion and collection of building fund dollars. Bridge Loans with LCEF have just one closing, saving you time and money.

Short-Term Loans

These loans can be used to provide seed dollars to support new or expanding initiatives or working capital for pre-construction-related costs. For example, this loan might cover the payment of a new staff member for your Development Office or items such as architecture/design fees, engineering fees, market studies, capital campaign expenses and special assessments.

Line of Credit

This type of loan helps with short-term capital needs or seasonal cash flow fluctuations in your organization’s operating budget.

Organization Loan Rates

Loan Type	Rate
Monthly, quarterly or annually-adjustable	6.625%
Call for fixed-rate options

Join Lutherans Like You

Hear from LCMS members who have experienced the difference faith-driven financial solutions can make.

Jerry Griffing

Chief Executive Officer for Lutheran Haven

“LCEF isn’t our banker. They’re our partner. They have a shared mission that we have, and that’s where we’re blessed. They come in, and we look together as partners at what we’re trying to do. We can be transparent and share our problems because we all have the same goal. LCEF is helping us to rebuild our foundation, and nothing would be possible without their collaboration.”

Meet our National Lending Team

Our experienced and knowledgeable lending team understands the needs of LCMS organizations and is ready to serve you as a trusted financial partner.

Dan Brown
Vice President, National Lending Solutions

Dan Brown

Vice President, National Lending Solutions

Dan Brown is Vice President of National Lending Solutions at LCEF. Previously, Dan worked in commercial banking for over 30 years with various banking organizations and most recently served as a regional vice president leading a middle market banking team at Wells Fargo. In addition, Dan has held several board positions for LCMS organizations.

314-885-6371 | Dan.Brown@lcef.org

Blake Brown

Assistant Vice President, National Lending Solutions

Blake Brown is the Assistant Vice President of National Lending Solutions at LCEF. Previously, Blake served in roles at both small and large financial institutions and most recently served as a portfolio manager at Boeing. Blake is a member at Zion Lutheran Church in St. Charles, Mo.

314-885-6504 | Blake.Brown@lcef.org