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Strengthening Your Organization to Serve God’s Kingdom

LCEF is committed to empowering Recognized Service Organizations (RSOs) of the LCMS. With personalized support from our team, we offer financial solutions tailored to the unique needs of your organization, helping advance your ministry according to God’s will.

Investments
for Your Organization

Loans for
Your Organization

Ministry Solutions
for Your Organization

Real Estate Solutions
for Your Organization

Building Strong Stewardship for Your LCMS Organization

At LCEF, we’re here to help your RSO overcome challenges and seize opportunities with solutions tailored to your needs. With LCEF, you’ll gain the tools and support to advance your mission, achieve the goals of your organization and create a brighter future for the people you serve.
Investments
Loans
Ministry Solutions
Real Estate Solutions

Build a strong financial future for your organization while making a lasting impact. Invest with LCEF to support your goals and advance the LCMS mission.

Explore Investments

All Access Account

Term Notes

Whether you need funding for facility upgrades, short-term projects or long-term development, we provide flexible funding options to your organization’s current needs and future goals.
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Secured Loan

Construction

Construction Bridge

Line of Credit

Short-Term Loan

Refine your mission, plan for growth and improve financial stewardship with customized strategies that help you overcome challenges and seize opportunities.
Discover Options

Ministry Strategic Design

Development

Ministry Expansion
Campaigns

Let ministry goals drive your real estate decisions. Our Real Estate Solutions (RES) team provides expert advice and data-driven strategies to maximize your property’s potential for sustainable growth and lasting impact.
Consult Our Experts

Feasibility Studies

Owner’s Representative
Services

Excess
Property

Invest Online Today

All you will need to apply is the personal information and driver’s license images of the signers you’d like on the account and your organization’s banking details.

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Join Lutherans Like You

Hear from LCMS members who have experienced the difference faith-driven financial solutions can make.

Rev. Daniel Hudson

City Director of Milwaukee for the non-profit LINC | Milwaukee, Wis.

“Instead of adding a lot more stress to the situation, we knew that the person on the other end of the phone was a believer who understood the context of Christians living out their faith in this way.”

Rev. Adam Salinas

Concordia Lutheran Ministries | Freeport, Pa.

“I trust LCEF because they stand true to God’s Word.”

Download an Investment Application for Your Organization Today

Download an application to start your investment.

Investment Application for LCMS Organizations

Use this application to invest with LCEF.

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Investment Application for Businesses

Applying is simple. Just provide your business details, banking information and authorized signer identification to get started.

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Church Worker Loan Pool Application for LCMS Congregations

Use this application to invest in the Church Worker Loan Pool which is a dedicated source of funds for all LCMS Rostered Church Workers. It will help ensure below-market interest rates for all loan products that LCEF offers exclusively to church workers.

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Have additional questions?

Our team is ready to assist.
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