Church Worker Loan Pool
Invest in a fund dedicated to providing affordable loans for LCMS church workers, making homeownership and loan consolidation possible for those serving His kingdom.
About the Church Worker Loan Pool
At LCEF, we’re committed to supporting those who dedicate their lives to serving the church. The Church Worker Loan Pool (CWLP) provides affordable loans with lower interest rates, giving LCMS church workers opportunities like homeownership and debt consolidation while easing financial stress.
Your investment or donation helps church workers focus on their calling to preach, teach and serve with their whole hearts. Together in faith, we’re making a lasting impact on the lives of those who serve Him.

Benefits and Features
Interest Rates for Investing in the Pool
Term | Rate | Apy* |
---|---|---|
5 yrs. | 0.500% | 0.501% |
8 yrs. | 1.000% | 1.004% |
10 yrs. | 1.250% | 1.256% |
Our Goal
We intend to raise a total of $250 million. We appreciate your consideration because we couldn’t do this without you.
How close are we to our goal right now?
5%
3 Ways to Get Started
1
You can donate online or email gift.development@lcef.org for help making a gift to the CWLP.
Invest in the pool.
It’s fast and easy to invest in the CWLP online.
Donate interest.
Through the Shared Interest Program, you can donate interest from another LCEF investment account to the CWLP.