Church Worker Loan Pool
Invest in a fund dedicated to providing affordable loans for LCMS church workers, making homeownership and loan consolidation possible for those serving His kingdom.
About the Church Worker Loan Pool
At LCEF, we’re committed to supporting those who dedicate their lives to serving the church. The Church Worker Loan Pool (CWLP) provides affordable loans with lower interest rates, giving LCMS church workers opportunities like homeownership and debt consolidation while easing financial stress.
Your investment or donation helps church workers focus on their calling to preach, teach and serve with their whole hearts. Together in faith, we’re making a lasting impact on the lives of those who serve Him.
Benefits and Features
No minimum investment.
Online access to your account.
Interest paid quarterly.
No monthly maintenance or membership fees.
Support LCMS church workers.
Interest Rates for Investing in the Pool
| Term | Rate | Apy* |
|---|---|---|
| 5 yrs. | 0.500% | 0.501% |
| 8 yrs. | 1.000% | 1.004% |
| 10 yrs. | 1.250% | 1.256% |
Our Goal
We intend to raise a total of $250 million. We appreciate your consideration because we couldn’t do this without you.
How close are we to our goal right now?
5%
3 Ways to Get Started
1
You can donate online or email gift.development@lcef.org for help making a gift to the CWLP.
Invest in the pool.
It’s fast and easy to invest in the CWLP online.
Donate interest.
Through the Shared Interest Program, you can donate interest from another LCEF investment account to the CWLP.
Join Lutheran Investors Like You
Sarah Grack-Moritz
School Technology & Innovation, Orange, Calif.
“I am an LCEF investor because we believe in what LCEF does. LCEF helps schools and churches … get loans that they would never have been able to get so that we can promote the spreading of the Gospel and support the community around us.”
Rev. Adam Salinas
Concordia Lutheran Ministries, Freeport, Pa.
“I enjoy investing in LCEF because I know that our money goes towards building new churches and schools. I enjoy investing with them because they are caring and supportive in the financial services that they provide.”