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Investment Solutions for Congregations

At LCEF, we understand the financial needs of LCMS congregations. That’s why we offer tailored investment solutions designed to align with your ministry’s mission and values. Secure your congregation’s financial future while actively supporting efforts to empowering LCMS ministries to share His Word.

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Why Invest with LCEF

Stewarding your congregation’s finances is a sacred responsibility, and LCEF is here to support you every step of the way. With investment options tailored to the needs of LCMS congregations, we provide innovative solutions to help you achieve your financial vision. Partner with LCEF to ensure your ministry’s resources make a lasting impact, guided by faith and expert support.

Since 1978, LCEF has partnered with LCMS members and ministries to fund projects that grow God’s kingdom. By investing with LCEF, you not only work toward your financial goals but also provide vital resources that empower ministries to thrive. Explore the chart to the right to see how your investment makes an eternal impact.

Investment Options for Your Congregation

Maximize the impact of your congregation’s financial blessings. At LCEF, we align your investments with your faith, empowering LCMS ministries—just like yours—to grow and serve for the glory of His kingdom.

All Access Account

Term Notes

Church
Worker Pool

Open Your Account Online Today

All you will need to apply is the personal information and drivers’ licenses of the signers you’d like on the account and your congregation’s banking details.

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Join Lutheran Investors Like You

Hear from LCMS members who have experienced the difference faith-driven financial solutions can make.

Sarah Grack-Moritz

School Technology & Innovation, Orange, Calif.

“I am an LCEF investor because we believe in what LCEF does. LCEF helps schools and churches … get loans that they would never have been able to get so that we can promote the spreading of the Gospel and support the community around us.”

Rev. Adam Salinas

Concordia Lutheran Ministries, Freeport, Pa.

“I enjoy investing in LCEF because I know that our money goes towards building new churches and schools. I enjoy investing with them because they are caring and supportive in the financial services that they provide.”

Rev. Michael Schmidt

Peace Lutheran Church, Natoma, Kan.

“Money invested goes beyond traditional means and goes to help churches and schools that share our core beliefs.”

Did You Know?

Did you know LCEF has an exclusive investment opportunity for your employees? Learn more about the Church Worker StewardAccount, designed for lay and rostered, active and emeritus church workers.

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Download Your Investment Application Today

To get your investment started, please select which application you’d like.
Or apply online today!

Investment Application for Congregations and Schools
Church Worker Loan Pool Application or Congregations/Schools
Investment ACH Authorization Form for Congregations/Schools

Open Your Account Online Today

All you will need to apply is the personal information and drivers’ licenses of the signers you’d like on the account and your congregation’s banking details.
Start Here