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# LCEF - Lutheran Church Extension Fund

Financial Solutions. Together in Faith.

## Sitemaps

- [XML Sitemap](https://lcef.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Pages

- [Home](https://lcef.org/) - LCEF provides faith-based ministry loans, investments and services to support LCMS churches, schools and ministries in advancing Gospel-centered outreach.
- [Mortgage | RCWs](https://lcef.org/personal/rostered-church-workers/lending/mortgage/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Mortgage-w-Customer-7I0A7838-min-scaled.jpg” custom_padding=”220px||0px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” module_font_size=”11px” module_line_height=”16px” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom:
- [Grace Place Wellness](https://lcef.org/grace-place-wellness/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2026/05/Zion-Friedheim-Decatur-IN-7I0A1025.jpg” custom_padding=”180px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Homebuyer's Hub | RCWs](https://lcef.org/personal/rostered-church-workers/lending/homebuyers-hub/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T192036.063.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||20px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [All Access Account | LCMS Church Members](https://lcef.org/personal/lcms-church-members/all-access-account/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Christ-the-King-Billings-MT-7I0A3945-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Ministry Story Map](https://lcef.org/ministry-story-map/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” background_color=”gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743″ background_enable_image=”off” custom_padding=”171px||0px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”120px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{%22gcid-c0be5cf0-1c50-4a89-b7dc-f3c250dcc743%22:%91%22background_color%22%93}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”4px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_line_height=”45px” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||2px||false|false” custom_padding=”||0px|||” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”28px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px” header_2_font_size_phone=”32px”
- [Our Current Interest Rates](https://lcef.org/our-current-interest-rates/) - We believe that every dollar should work harder for you, and at LCEF, your dollars work twice as hard.
- [Lending | School](https://lcef.org/school/lending/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T085923.943.png” custom_padding=”140px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”140px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Meet the Ministry Solutions Team](https://lcef.org/meet-our-ministry-solutions-team/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.0″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/IMG_4543-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [About Us](https://lcef.org/about-us/) - Learn about LCEF, our mission, history, leadership and commitment to supporting Lutheran ministries through financial services.
- [Giving](https://lcef.org/giving/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T163635.706.png” custom_padding=”168px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”120px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”12px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” module_font_size=”11px” module_line_height=”16px” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom:
- [Federal and State License Information and Disclosures](https://lcef.org/state-disclosures/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text admin_label=”Text”
- [Loan Rates](https://lcef.org/loan-rates/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Risen-Savior-Chandler-AZ-0009-min-scaled.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [Home Equity | RCWs](https://lcef.org/personal/rostered-church-workers/lending/home-equity/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/website-header-home-equity-1.jpg” custom_padding=”220px||6px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”-47px|auto|30px|auto|false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [NLOMA](https://lcef.org/nloma/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2026/04/Lutheran-Schools-Camp-Hawaii-7I0A9442-scaled.jpg” custom_padding=”185px||80px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” header_font_size_tablet=”40px” header_font_size_phone=”32px” header_font_size_last_edited=”on|phone” header_2_font_size_tablet=”60px”
- [Frequently Asked Questions](https://lcef.org/frequently-asked-questions/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.2″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [Contact Us](https://lcef.org/contact-us/) - Have a question or comment about LCEF? Our dedicated Customer Relations team is here to help.
- [Church Worker StewardAccount® | RCWs](https://lcef.org/personal/rostered-church-workers/investments/church-worker-stewardaccount/) - By investing with LCEF, you’re supporting LCMS ministries like yours. The Church Worker StewardAccount is for your future and your mission.
- [Term Notes | LCMS Church Members](https://lcef.org/personal/lcms-church-members/term-notes/) - Choose a term of up to five years and watch your investment grow—both in returns and in impact.
- [Stewardship | Church](https://lcef.org/church/ministry-solutions/stewardship/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-13T204805.225.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text
- [LCEF Giving Day 2026 Stats](https://lcef.org/lcef-giving-day/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Section” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2026/06/St-John-Decatur-IN-7I0A2541-scaled-1.jpg” background_position=”top_center” background_vertical_offset=”38%” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”140px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_line_height=”42px” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms”
- [Latest Updates from LCEF](https://lcef.org/newsroom/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [School](https://lcef.org/school/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Hope-Seattle-WA-7I0A4846-min-scaled.jpg” background_position=”top_center” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px
- [Attend a Will Workshop](https://lcef.org/ask-the-expert-workshop/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”167px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.4″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”100%” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
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- [How to Report Suspected Fraud](https://lcef.org/report-fraud/) - At Lutheran Church Extension Fund (LCEF), we take your privacy, data and financial protection seriously. While we work every day to safeguard your information, scammers continue to find new ways to impersonate trusted institutions. Staying vigilant and informed is one of the best ways to protect yourself from financial fraud.
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- [Church Worker Loan Pool | School](https://lcef.org/school/investments/church-worker-loan-pool-school/) - Invest in or donate to the Church Worker Loan Pool to provide competitive loans for LCMS workers. Help make homeownership possible and support those who serve.
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- [Investments | School](https://lcef.org/school/investments/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_direction=”261deg” background_color_gradient_stops=”rgba(7,7,79,0.55) 25%|#07074f 75%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2025/01/Untitled-design-2025-01-14T084728.999.png” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_margin=”||30px||false|false” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}”
- [Prospect Feedback](https://lcef.org/prospect-campaign-feedback/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Privacy Policy](https://lcef.org/privacy-policy/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”gold-text” _builder_version=”4.27.2″ _module_preset=”default” header_font=”|700|||||||” header_text_align=”left” header_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_font_size=”56px” header_letter_spacing=”1.12px” header_line_height=”1.3em” header_2_text_align=”center” header_2_text_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ header_2_font_size=”90px” max_width=”700px” custom_margin=”||5px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%”
- [Join our contact list!](https://lcef.org/y-i-club-contact-information/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/image-6-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”
- [Young Investors FAQ](https://lcef.org/yifaqs/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.4″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}” theme_builder_area=”post_content”][/lwp_divi_breadcrumbs][et_pb_text
- [Calculators](https://lcef.org/resource-center/calculators/) - [et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.27.2″ _module_preset=”default” use_background_color_gradient=”on” background_color_gradient_stops=”rgba(7,7,79,0.7) 0%|rgba(7,7,79,0.7) 100%” background_color_gradient_overlays_image=”on” background_image=”https://lcef.org/wp-content/uploads/2024/10/Pacific-Hills-Lutheran-Church-1-1-min.jpg” custom_padding=”220px||52px||false|false” custom_padding_tablet=”180px||||false|false” custom_padding_phone=”180px||||false|false” animation_style=”slide” animation_direction=”top” animation_intensity_slide=”3%” da_disable_devices=”off|off|off” global_colors_info=”{}” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.27.0″ _module_preset=”default” max_width=”1292px” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.0″ _module_preset=”default” global_colors_info=”{}”][lwp_divi_breadcrumbs font_icon=”5||divi||400″ use_custom_home_link=”off” link_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” separator_color=”gcid-88eb171a-9469-4905-80ae-3f380f966036″ current_text_color=”gcid-41b54183-2919-4c5c-8581-794d5e165c5f” module_class=”breadcrumb-mod” _builder_version=”4.27.4″ _module_preset=”default” animation_style=”slide” animation_direction=”bottom” animation_delay=”200ms” animation_intensity_slide=”3%” custom_css_free_form=”selector{|| margin-bottom: 12px !important;||}” global_colors_info=”{%22gcid-88eb171a-9469-4905-80ae-3f380f966036%22:%91%22header_2_text_color%22,%22header_2_text_color%22,%22separator_color%22%93,%22gcid-41b54183-2919-4c5c-8581-794d5e165c5f%22:%91%22link_color%22,%22current_text_color%22%93}”][/lwp_divi_breadcrumbs][et_pb_text module_class=”gold-text”

## Districts

- [Rocky Mountain District](https://lcef.org/district/rocky-mountain-district/)
- [North Dakota and South Dakota Districts](https://lcef.org/district/north-south-dakota-district/)
- [Montana & Wyoming Districts](https://lcef.org/district/wyoming-montana-district/)
- [Iowa East & West Districts](https://lcef.org/district/iowa-district/)
- [Northern Illinois District](https://lcef.org/district/northern-illinois-district/)
- [Kansas & Oklahoma Districts](https://lcef.org/district/kansas-oklahoma-district/)
- [English & SELC Districts](https://lcef.org/district/selc-english-districts/)
- [California-Nevada-Hawaii District](https://lcef.org/district/california-nevada-hawaii-district/)
- [Northwest District](https://lcef.org/district/northwest-district/)
- [Nebraska District](https://lcef.org/district/nebraska-district/)
- [Minnesota North & South Districts](https://lcef.org/district/minnesota-district/)
- [Missouri District](https://lcef.org/district/missouri-district/)
- [Mid-South & Southern Illinois Districts](https://lcef.org/district/mid-south-southern-illinois-district/)
- [North Wisconsin District](https://lcef.org/district/north-wisconsin-district/)
- [South Wisconsin District](https://lcef.org/district/south-wisconsin-district/)
- [Indiana District](https://lcef.org/district/indiana-district/)
- [Ohio District](https://lcef.org/district/ohio-district/)
- [Florida-Georgia District](https://lcef.org/district/florida-georgia-district/)
- [Southeastern District](https://lcef.org/district/southeastern-district/)
- [Atlantic, Eastern and New Jersey Districts](https://lcef.org/district/atlantic-eastern-and-new-jersey-districts/)
- [New England District](https://lcef.org/district/new-england-district/)
- [Pacific Southwest](https://lcef.org/district/pacific-southwest/)

## Ministry Moment Categories

- [Communication](https://lcef.org/ministry-moment-category/communication/)
- [Community Ministry](https://lcef.org/ministry-moment-category/community-ministry/)
- [Engagement](https://lcef.org/ministry-moment-category/engagement/)
- [Finances](https://lcef.org/ministry-moment-category/finances/)
- [Online + Digital](https://lcef.org/ministry-moment-category/online-digital/)
- [Ministry](https://lcef.org/ministry-moment-category/ministry/)
- [Leadership](https://lcef.org/ministry-moment-category/leadership/)
- [Meetings](https://lcef.org/ministry-moment-category/meetings/)
- [Throughout the Year](https://lcef.org/ministry-moment-category/throughout-the-year/)
- [Pandemic](https://lcef.org/ministry-moment-category/pandemic/)
- [Schools](https://lcef.org/ministry-moment-category/schools/)
- [Wellness](https://lcef.org/ministry-moment-category/wellness/)

## Resource Categories

- [Featured](https://lcef.org/resource-category/featured/)
- [Loan Calculator](https://lcef.org/resource-category/loan-calculator/)
- [Investment Calculator](https://lcef.org/resource-category/investment-calculator/)
- [Additional Resource](https://lcef.org/resource-category/additional-resource/)