To Get Started

  1. Complete Fast Form or Detailed Application. (Get the answers to your questions with our FAQs for the Custodian to the Y.I. Club application.)
  2. Review application for accuracy and completeness.
  3. Ensure the account custodian signs the application.
  4. Mail all forms and your check to LCEF.
  5. Call 800-843-5233 if you have questions.

Have More Fun with Y.I.

Explore the Y.I. Activity Center for interactive games, coloring pages, devotions, videos, community service project ideas and more! Engaging and entertaining for kids of all ages!

YI Club Activity Center

Extra Credit Forms

Young Investors can earn "extra credit" for good grades and participating in community service projects (up to $25 per year). Use the forms below to submit the information to LCEF. The funds will be credited to the designated Y.I. Club investment.

Good Grades Form – ages 7 to 18

Service Hours Form – ages 7 to 18

Teaching Stewardship

Start your child on a path of stewardship with Y.I. Club Stamps. Read more about this fun way to save.

Use the Y.I. Stamps Order Form to order materials.

Welcome to the Young Investors (Y.I.) Club

Where saving money is fun... and helps others learn about Jesus.

YI Club

You know it's important to teach children to give thanks for God's many blessings and use those blessings wisely to serve Him. Learning to understand the value of sharing, saving and spending money is a good place to start.

When you help your child save for the future through the LCEF Young Investors (Y.I.) Club, those dollars can also help someone else learn about Jesus. Through the Y.I. Club activities, newsletters and web pages, your child can learn valuable stewardship concepts while empowering ministry through LCEF.

Join the Y.I. Club with a Y.I. StewardAccount®

With an investment of just $25 to open the Y.I. StewardAccount, your young investor becomes a Y.I. Club member with special fun activities that grow with three different age levels.

Y.I. StewardAccount Features:

  • Minimum of $25 to open account
  • Premium interest rate on balances up to $1,000
  • Savings grow with the child, but are accessible
  • Checks and debit card available to custodian
  • Debit card available at age 16
  • Interest compounded and paid monthly
  • Make additional investments with checks or Y.I. Stamps

Note: The Y.I. StewardAccount is not available to investors living in South Carolina. StewardAccount access features are offered through UMB Bank, n.a.

Need to report a lost or stolen Visa Debit Card? Call the UMB Card Center at 800-449-9176.

Fees may be charged for customer-initiated service requests.

Exchange Your Minor's Existing LCEF Investment to a Y.I. StewardAccount Today!

Does your young investor have a current LCEF investment, such as a Dedicated Certificate, Family Emergency StewardAccount®, or a StewardAccount®? If so, now is the time to close and transfer the current investment to a Y.I. StewardAccount! Complete the Fast Form application and send it in with the custodian's signed instructions to transfer the funds. Soon, your young investor will enjoy all of the wonderful features of being a Y.I. Club member!

Y.I. StewardAccount Rates June 2016 Rates
Minimum Term Rate APY *
$25.00 to $1,000.00 --- 3.500% 3.557%
Over $1,000.00
Portion of balance > $1,000.00 earns second tier rate.
--- 1.000% 1.005%

* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.

View all investment rates.

Three Levels that Grow with Your Child

As members of the Y.I. Club, young investors will have a unique experience depending on their age level.

Click the age group for your child to visit a special page with biblically based activities.