LCEF - Current Investment Rates

LUTHERAN CHURCH EXTENSION FUND

INVESTMENTS

or learn more about supporting a specific LCEF Ministry.

INVESTMENTS

Need LCEF forms, literature, or general information?

Current Investment Rates

Our goal is to provide consistently competitive interest rates. All LCEF interest rates are set monthly, based on regional and national rates published by the Bank Rate Monitor™.

At the time of your investment maturity, please continue your commitment in LCEF.

Through your investment support, LCEF loans dollars to local Lutheran Church—Missouri Synod churches, schools, child care centers, and more! You are a key partner in making a difference for the future of the Church.

View Printer Friendly

Investment Rates	Minimum	Term
Term Notes - Fixed Rates	$500.00	6 Months
	$500.00	9 Months
	$500.00	1 Year
	$500.00	18 Months
	$500.00	2 Years
	$500.00	3 Years
	$500.00	5 Years
	$500.00	6 - 10 Years
	$500.00	11 - 15 Years
	$500.00	16 - 20 Years
Term Notes - Floating Rates	$100.00	30 Months
Term Notes - Floating Rates	$100.00	60 Months
StewardAccount® Rates (Not available for IRAs)	$100.00	---
	$1,000.00	---
	$5,000.00	---
	$10,000.00	---
Family Emergency StewardAccount®	$25.00 **	---
Dedicated Certificates (Not available for IRAs) (Minimum for minor accounts $25)	$100.00	---
	$1,000.00	---
	$5,000.00	---
Next Generation Note Yield Disclosure *** (Not available for IRAs)	$5,000.00	5 Years

September Rate	September APY *
1.125%	1.130%
1.250%	1.256%
1.375%	1.382%
1.625%	1.635%
1.750%	1.762%
2.000%	2.015%
3.375%	3.418%
2.750%	2.778%
3.000%	3.034%
3.250%	3.290%
1.670%	1.680%
2.320%	2.340%
0.625%	0.627%
0.750%	0.753%
1.125%	1.131%
2.125%	2.146%
2.250%	2.273%
0.500%	0.501%
0.625%	0.626%
0.750%	0.752%
4.875%	4.965%

Congregation Investment Rates	Minimum	Term
StewardAccount® Rates	$100.00	---
	$250,000.00	---
	$500,000.00	---
	$1,000,000.00	---
Congregation Demand Rates	$100.00	---
Cemetery Perpetual Care Investment	$1,000.00	---
	$25,000.00	---
	$50,000.00	---
	$100,000.00	---
5-Year Fixed-Rate Cong Endowments	$1,000.00	5 Years
	$10,000.00	5 Years
	$100,000.00	5 Years
60-Month Floating-Rate Cong Endowments	$1,000.00	60 Months
	$10,000.00	60 Months
	$100,000.00	60 Months

September Rate	September APY *
2.000%	2.018%
2.125%	2.146%
2.250%	2.273%
2.375%	2.401%
1.125%	1.130%
2.000%	2.018%
2.125%	2.146%
2.250%	2.273%
2.500%	2.529%
2.695%	2.722%
2.820%	2.850%
2.945%	2.978%
2.695%	2.722%
2.820%	2.850%
2.945%	2.978%

Exclusive IRA Investment Products Rates	Minimum	Term
Jumbo Fixed-Rate Notes	$100,000.00	5 Years
Jumbo Floating-Rate Notes	$100,000.00	60 Months
Dedicated Certificates	$100.00	---
	$1,000.00	---
	$5,000.00	---
	$10,000.00	---

September Rate	September APY *
3.750%	3.803%
2.695%	2.722%
0.625%	0.626%
0.750%	0.752%
1.125%	1.130%
2.125%	2.142%

HSA FlexPlus Certificates Rates	Minimum	Term
HSA FlexPlus Certificates	$100.00	---
	$2,500.00	---
	$5,000.00	---
	$15,000.00	---

September Rate	September APY *
2.000%	2.018%
2.500%	2.529%
3.000%	3.042%
3.500%	3.557%

For more information or to obtain an LCEF Offering Circular, call 1-800-843-5233. You also may request an Offering Circular online. Your request will be processed by the next business day.

* APY is the annual percentage yield, representing the effective rate of interest when all principal and interest payments are retained in the investment balance.

** Electronic investments required on at least a monthly basis until the balance reaches $10,000.00.

*** In conjunction with the purchase of the Next Generation Note, you have made a contribution to the LCEF. A portion of this contribution is non-deductible and considered a premium on the purchase of the note since you are receiving a benefit in return for the contribution (i.e., a 1.5% higher interest rate on the balance of the note). The APY on the principal amount of the Next Generation Note is 4.965% for this month. If the non-deductible portion of the contribution (premium) is deducted from the interest you receive on the note, the yield-to-maturity is reduced to 3.030% for this month.

Investment Forms		Investment Brochures
Business Investment Application Investment Application - Individual Investment Application Organization Search our literature rack for additional forms.		Search our literature rack for additional brochures.

Contact LCEF directly, or call the Lutheran Church Extension Fund at 1-800-843-5233, 7:45 a.m. - 4:15 p.m., CT, Monday through Friday if you have any questions or requests.

LCEF is a nonprofit religious organization; therefore, LCEF investments are not FDIC-insured bank deposit accounts. This is not an offer to sell investments, nor a solicitation to buy. The offer is made solely by LCEF’s Offering Circular. Investors should carefully read the Offering Circular, which more fully describes associated risks.